What is an alternative to health insurance?

Another alternative to health insurance is called indemnity insurance. Indemnity basically helps offset some costs of medical care. For instance, if you go to the doctor four times a year, indemnity insurance will give you $50 for each visit. You’ll still have to pay out-of-pocket for your care, but at least you’ll get some help with the bills.

What are alternative models of primary care?

Partly as a result, Americans are turning to alternative models of primary care. Options include full-service walk-in health clinics in big-box stores, such as Walmart, or at drugstores, like CVS; apps that offer real-time video chats with a healthcare provider; and high-end concierge practices at large university medical centers.

Are cost sharing programs a good alternative to health insurance?

They’re considered nonprofits. But they’re still one of the best alternatives to traditional health insurance to help you take care of medical bills. Essentially, people in cost sharing programs pool their money and divvy it out to those in need (they’re sharing the costs).